Your Trusted Partner forHome Financing Solutions
Whether you're buying, selling, refinancing, or building your dream home, I'm committed to providing mortgage services that exceed your expectations. With expertise in multiple loan programs and market conditions, I'll help you make the right choice for you and your family.
Client Success Stories
Don't just take my word for it - hear from families I've helped achieve their homeownership dreams.
Daniel T
TestimonialLamar was incredible to work with from start to finish. He took the time to explain every step of the mortgage process in a way that made sense and always made me feel like I was his top priority. He’s responsive, knowledgeable, and genuinely cares about his clients. Highly recommend working with him!
Wilson N
TestimonialLamar made the whole mortgage process simple and stress free. He was patient, honest, and always quick to help.
Get Your Personalized Rate
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Rate based on 30-year fixed conventional loan with 45-day lock period. Estimates are subject to final approval and may vary based on additional factors.
Welcome to My Website
Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.
Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.
After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.
30+ Years Experience
Three decades of expertise in loan origination and operations across all loan types.
Exceptional Service
Dedicated to providing personalized customer service and detailed attention to every file.
Fast Approvals
Detailed files result in fast approvals, smooth closings and no surprises at closing.
Loan Products & Services
There are a lot of financing options — let's find the right one for you. Whether you are looking to buy, refinance, or grow your real estate portfolio, we've got you covered with the right loan products to fit your needs.
Key Benefits
- ✓Lower interest rates for borrowers with good credit
- ✓No upfront mortgage insurance with 20% down
- ✓Loan amounts up to $806,500 (conforming limits)
- ✓Flexible property types and uses
Ideal For
Borrowers with good credit (620+), stable income, and at least 3-5% down payment. Perfect for primary residences, second homes, and investment properties.
Ready to Take the Next Step?
Whether you're buying your dream home or looking to save thousands through refinancing, I'll help you get the best rate and terms.
Buying a Home
Get pre-approved fast and compete with confidence
Fast Approval
Why Work With Me?
- ✓Access to C2 Financial's wide network of lenders
- ✓FHA, VA, Conventional, Jumbo & USDA loans
- ✓First-time buyer programs available
- ✓Direct access - call or text anytime
Refinancing
Lower your payment and save thousands
Should You Refinance?
- ✓Lower your interest rate and monthly payment
- ✓Eliminate PMI if you have 20% equity
- ✓Cash-out options for home improvements or debt consolidation
- ✓Switch from ARM to fixed rate for stability
Mortgage Calculators
Make informed decisions with our powerful calculators. Estimate your monthly payments or discover how much home you can afford.
Calculate Your Payment
Adjust the values below to estimate your monthly mortgage payment.
Additional Monthly Costs
Not required when down payment is 20% or more
Payment Breakdown
PMI is automatically included in monthly payment when down payment is less than 20%. This is an estimate only. Actual rates and terms may vary.
Disclaimer: This calculator is for informational purposes only and does not constitute financial advice. PMI (Private Mortgage Insurance) is automatically included in calculations when the down payment is less than 20%. The estimates provided are based on the information you enter and may not reflect actual rates, terms, or costs. Consult with a licensed mortgage professional before making any financial decisions.
Let's Connect
Ready to start your home financing journey? Reach out today for personalized service and expert advice. Licensed in FL, GA, IL, and PA.